How Far Was Speculation Responsible for the Wall Street...

How far was speculation responsible for the Wall Street Crash? Speculation was one of the main factors for the Wall Street Crash. There were other reasons for the Wall Street Crash but everything is connected. The Wall Street simply over-heated; between 1924-29 the value of shares rose 5 times. The Wall Street Crash was a horrible consequence for the Americans. People that lived in America thought they were doing so well because of the roaring twenties. People could afford almost everything they wanted, they could go out and spend money and buy many consumer goods. As the Wall Street Crash came people’s lives changed a lot and they couldn’t afford to do anything. Speculation was a trend in the late 1920s. Many people became†¦show more content†¦For example an industry was making a vast amount of refrigerators, families in America bought refrigerators but after they bought one they didn’t buy anymore because they didn’t need it. As there were such vast amounts of consumer goods there was no one left to buy t hem. As there was no one that could buy these consumer goods the prices fell. America wasn’t exporting its goods and wasn’t importing any. There were ‘protective tariffs’ and these tariffs lead to not having any export or import. America was becoming isolated because America only wanted the goods that were made in the country to be sold. Another important factor was that banks made a decision not to support share prices. Banks themselves were involved in speculation and they did nothing to hold it back. American banks had lent $ 9 billion for speculating in 1929. Everyone was buying shares and selling them when the prices had gone down. Not only rich people but poor people as well. There were too many shares on the market and no one could buy them. The main problem was that there were so many shares on the market and there wasn’t enough demand for them. There was corruption between the banks and the brokers what this basically meant was that some greedy people were making money of innocent people and they were another factor for the Wall Street Crash. One thing that was very vital was confidence. People needed to trust banks and if there was confidence the prices will keep on rising andShow MoreRelated Black Thursday Stock Market Crash1342 Words   |  6 PagesIn early 1928 the Dow Jones Average went from a low of 191 to a high of 300 in December of 1928 and peaked at 381 in September of 1929. 1929Â…) It was anticipated that the increases in earnings and dividends would continue. (1929Â…) Price to earnings ratios rose from 10 to 12 to 20 and higher for the markets favorite stocks. (1929Â…) Observers believed that stock market prices in the first 6 months of 1929 were high, while others saw them to be cheap. (1929Â…) On October 3rd, the Dow Jones AverageRead More1929 Stock Market Crash1413 Words   |  6 PagesThe 1929 Stock Market Crash In early 1928 the Dow Jones Average went from a low of 191 early in the year, to a high of 300 in December of 1928 and peaked at 381 in September of 1929. (1929Â…) It was anticipated that the increases in earnings and dividends would continue. (1929Â…) The price to earnings ratings rose from 10 to 12 to 20 and higher for the market s favorite stocks. (1929Â…) Observers believed that stock market prices in the first 6 months of 1929 were high, while others saw them toRead More Wall Street Crash of October 1929 Essay3603 Words   |  15 PagesWall Street Crash of October 1929 The roaring twenties saw a great deal of prosperity in the United States economy. Everything seemed to be going well as stock prices continued to rise at incredible rates and everyone in the market was becoming rich. 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In the very beginning of the movie, it starts out with a scene that foreshadowsRead MorePossible Exam 310042 Words   |  41 Pageslending crisis was due the Government placing more restrictions and regulations on the investment banking industry starting in 1999. FALSE 3. For the most part, the credit ratings granted to mortgage-backed securities did not accurately reflect the true risk of the securities. TRUE 4. In hindsight, most observers agree that Enron’s problems were caused by a failure of the board of directors to exercise adequate oversight. TRUE 5. Although The Board of Directors is responsible for approvingRead MoreBernie Madoff Case Study4737 Words   |  19 Pagesthe Century: The Case of Bernard Madoff The fraud perpetrated by Bernard Madoff which was discovered in December, 2008 is based upon a Ponzi scheme. Madoff took money from new investors to pay earnings for existing customers. 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Many professionals collectively agree that the root cause of the financial crisis was the asset price bubbleRead MoreDodd-Frank Research Paper8381 Words   |  34 Pages†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 3 Who Are the Agencies Responsible for Implementing Dodd-Frank? †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 5 What is Dodd-Frank and Who Does it Affect? †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 9 What is Wrong with Dodd-Frank? †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 14 Dodd-Frank and Politics – To Reform or Not To Reform †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 16 Getting the Job Done: Observations and Recommendations †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦. 22 The Great Recession of 2008 and the Dawn of Dodd-Frank President Barack Obama signed the Dodd–Frank Wall Street Reform and Consumer Protection ActRead MoreWhy Higher Education Should Be Free2404 Words   |  10 PagesHigher education has played an important role in the establishment of the United States as a nation with some of the first universities being established before the U.S. had even become a recognized independent nation. Attending college or university was primarily for the wealthy upper class until the mid-20th century (NCES 64). After the conclusion of World War II the US government introduced the G.I. bill, opening the doors of higher education to men returning from war. Prior to the GI bill collegeRead MoreThe Causes and Consequences of the Financial Crisis of 20082496 Words   |  10 Pages 1. Deregulation policy 4 2. Securitization of mortgages 4 HOW IT HAPPENED? 6 1. The subprime crisis 6 2. The financial crisis 6 WHAT ARE THE CONSEQUENCES? 7 1. In the financial sector 7 2. In the United States 8 3. Abroad 8 WHAT IS HAPPENING NOW? 8 1. Some things are changing 8 2. But others remain the same 8 CONCLUSION 9 INTRODUCTION This dossier is about a story, the story of how and why the financial industry collapsed in 2007/2008. It is not about

The Discovery Of The Lyre - 1357 Words

Ancient Mesopotamia was home to many artistic and mechanical developments. This was due to the emerging civilizations in the fourth millennium BCE. Among these creations, archaeologists discovered musical instruments, which were carefully crafted by Sumerian artists. One of the most acclaimed artifacts from ancient Mesopotamia is the Bull-Headed Lyre. The discovery of the lyre has reinvented the way that history professionals evaluate early human civilization. The Bull-Headed Lyre has impacted history by creating a foundation for an expression of beliefs about wealth in the Sumerian culture. This will be examined through a visual analysis of the Bull-Headed Lyre, evaluating its discovery, and analyzing its representation of wealth. There is a lot of meaning behind the Bull-Headed Lyre. The bull’s head is a representation of the sun god, Shamash, â€Å"the divine judge who shines light on all things† (â€Å"Lyre†). This is the only god that can enter the underworl d and return to earth, which corresponds to the Sumerian’s belief in an afterlife (â€Å"Lyre†). Due to this, it is reasonable that the four registers on the front of the sound box signify a funeral ritual. The first register depicts a man grasping onto a composite creature, part man part bull, on both his left and right side. This may signify a victory. The second register displays a dog walking with a table that has animal remains on top. A lion is holding a canister and follows behind the dog. This scene may represent one’sShow MoreRelatedAccoustic Science: The Epitaph of Seikilos1353 Words   |  5 Pagesof a particular hammer would all generate harmonious sounds† . On the other hand, the hammer that was generating disharmony when struck along with any of the other hammers had a weight that bore no simple relationship to the other weights. 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Because of this fact, it is difficult to determine whether the theories attributed to Pythagoras were actually his, or rather an effort from the group that he created. While the students of Pythagoras would eventually write down the theories, teachings, and discoveries of the group, there were certain findings that the PythagoreansRead MorePythagoras of Samos921 Words   |  4 Pageswritten about Pythagoras and his journey are generally seen as legend. Historians accept that Pythagoras spent his childhood in Samos and traveled with his father, a merchant. He was schooled by tutors in Chaldea and Syria, was able to ‘play the lyre, learn poetry and recite Homer (O’Connor and Robertson, 1993). His greatest influences were his teachers Pherekydes, Thales, and Anaximander. Thales and Anaximander were the two who ‘introduced him to mathematical ideas’ (O’Connor and Robertson)Read MoreEssay on The Genius that Was Pythagoras1440 Words   |  6 Pagesdue to the fact that his society shared ideas and intellectual discoveries among the group members, and individual credit for each theory was not given out at the time. Because of this fact, it is dicult to determine whether the theories attributed to Pythagoras were actually his, or rather an eort from the group that he created. While the students of Pythagoras would eventually write down the theo- ries, teachings, and discoveries of the group, there were certain ndings that the PythagoreansRead MoreTransition of Music from Classical Era to the Postmodern Era1058 Words   |  5 Pagespoints in music history. Because the speed of twentieth-century innovation in all areas has been so accelerated, music has also moved from one new idea to another with such speed that no previous era can be compared to. Technology and scientific discovery are probably the basic influences on musical creativity and production. Dissonance became very important and in fact most of the pieces are made up of dissonant chords (Palisca). During the Modern era, many new musical techniques emerged. They wereRead MoreThe Classical Period Of Greek Art1397 Words   |  6 PagesEarly Classical Period of Greek art. Though it was found in Rome, it is not a Roman copy of the relief, which makes it incredibly unique. The Three Sided Relief was found in a private villa on via Boncampagni. The intriguing part of this discovery was that the Three Sided Relief was found in the same region as the Ludovisi Relief, a relief of a similar proportion, subject matter, and creation date. The artwork, though found in Rome, is very easily identified as Greek due to the materialRead More odysseus: an epic hero Essay1134 Words   |  5 Pagesseveral heroic traits such as; having superior or super-human strength; being intellectual and courageous; and being a strong and responsible leader. An epic hero struggles and is overwhelmed with difficulties. An epic hero is on a quest of self discovery, war or some sort of goal. In the Odyssey, Odysseus is on a quest to return home to Ithaca after ten years of war in Troy. Odysseus, during his quest, is forced to venture through a merciless Cyclops, angered Gods, deeply obstinate Goddesses, theRead MoreThe Renaissance : A Period Of Creative Explosion1516 Words   |  7 PagesGreek music expert Girolamo Mei implies, â€Å"not only the chorus but actors on stage†¦sang to the accompaniment of a lyre, aulos, or other instrument, which duplicated the pitches of the voice at the unison or the octave† (Palisca 50). This is the first time the Camerata thought to set the rest of the lines in the play, bey ond the chorus sections, to music. This is one of the discoveries that lead to their monumental creation of tools such as the recitative, which helped them to develop the basic structure

Dr. Beck s Cognitive Behavioral Therapy - 3738 Words

Over the centuries many forms of psychotherapy have emerged to facilitate change and improve people’s quality of life. Every therapy aims to assist people who are experiencing mental health problems and some have proven more effective than others over time. In the 20th century the most prevalent form of psychotherapy was psychoanalysis. However, by the 1970’s many other forms of short-term psychotherapy began to dominate. Today there are estimated to be over 400 different types of psychotherapies (Rector, 2010). When these psychotherapies are compared, only a few stand out which have really proven effective. One of the most effective short-term therapies in our time has been Cognitive Therapy. Psychiatrist Dr. Aaron T. Beck pioneered Cognitive Behavioural Therapy (CBT) back in the 1960’s amongst other ground breaking therapists such as Albert Ellis. Dr. Beck originally studied and practiced psychoanalysis and later discovered that CBT had more impact in treating some of the more common mental illnesses such as depression and anxiety. This short-term psychotherapy focuses on current problems in the here and now aiming to change unhelpful or negative thinking and behaviours (Westbrook, Kennerley, Kirk, 2011). One of the key components of short-term or time-limited therapy is to work collaboratively with clients in structured psychotherapy sessions to form a case conceptulaisation. This provides an outline of the client’s problems. Based on this conceptualisation, theShow MoreRelatedThe Key Components Of Anxiety Disorders And The Methods Of Behavioral Therapy Essay1268 Words   |  6 Pagesmethods congetitve behavioral theory. The articles will explore the treatments and outcomes of CBT on patients, who were diagnosed with obsessive compulsive disorder. The research papers examines _________ research in relation to the other articles to suggest that CBT is productive form of treatments of anxierty disorders. The history of Congetive Behavioral Therapy can be traced to the 1960’s when the psychodynamic perspective was questioned. The Behavior therapy gained a prominenceRead MoreThe Key Components Of Anxiety Disorders And Cognitive Behavioral Theory ( Cbt ) Essay1630 Words   |  7 Pagesresearch conducted online on the key components of anxiety disorders and cognitive behavioral theory (CBT). The articles will explore the treatments and outcomes of CBT on patients, who were diagnosed with anxiety disorders. The research paper will examine the theory, model, and effectiveness of exploration in relation to the other articles to suggest that CBT is a productive form of treatments for anxiety disorders. Keywords: Beck, CBT, Problem Solving Model, and Anxiety. 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It is a problem-focused, short-term model of behavioral treatment that plays a role in helping clients understand that a p erson s thoughts have the ability to influence theirRead MorePsychodynamic Approaches And Psychodynamic Therapy1683 Words   |  7 Pagesa. In this reaction paper, thought-focused treatment and psychoanalytical /psychodynamic approaches will be examined by comparison; to understand their differences. One thought-focused treatment is called Cognitive behavior therapy (CBT). â€Å"CBT is certainly the most widely used therapy today, probably because it is based upon well-established learning theory and has concrete, identifiable procedures and goals.† (McCarty Archer, 2013). 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The causes of mental illness are complex and vary depending on the theories associated to the different biological, psychological, and environmental factors. The etiology of mental illness is based on five broad models: biological, psychological, behavioral, cognitive, and social. TheRead MoreSolutions Focused Therapy ( Sfbt ) Solution Focused Essay1906 Words   |  8 Pages Solution Focused Therapy (SFBT) Solution-focused brief therapy (SFBT) places focus on a person s present and future circumstances and goals rather than past experiences. In this goal-oriented therapy, the symptoms or issues bringing a person to therapy are typically not targeted. Instead, a qualified therapist encourages those in treatment to develop a vision of the future and offers support as they determine the skills, resources, and abilities needed to achieve that vision successfully. 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International Mental Health Examination

Question: Discuss about the International Mental Health Examination. Answer: Introduction: Thought form refers to the verbal record of how and not what the patient thinks about. In a normal situation, the thought form is supposed to be goal directed and logical (Martin, 2012). On the other hand, thought content is what the patient thinks about with minimal emphasis on the process or form (Martin, 2012). To interpret Annabelles thought disturbance, we have to briefly record an extract of her conversation so that we can understand the way her thoughts are produced. Moreover, it helps us understand the way she associates one subject with another in the conversation (Faber, 2011). For instance, she does not associate well the responses as she says the sores are everywhere, even under her skin, then she adds that everyone is falling, a statement that totally disqualifies her thought form (Emedicine.medscape.com, 2016). Thus, it can be referred to as a tangentiality in thought form because her responses are off the topic and her answers do not correspond with the asked questions (Faber, 2011). The thought content can be a basis of determination of the disturbance of Annabelles feelings (Faber, 2011). First, it is imperative to delineate certain features by asking specific questions. For instance, you may inquire why she is brought to the hospital or what she is seeing and feeling. In addition to specific questions, a reality testing assessment can be effective to look for more psychotic symptoms like hallucinations and delusions (Faber, 2011). Clearly, Annabelle has delusions and hallucinations because she believes that people are falling and also hears some sounds, screams and holds her ears after looking at the ceiling. Additionally, she converses with children that the nurses and the guard cannot see. In summary, Annabelle has tangentiality in her thought form. Moreover, she has hallucinations and delusions in the content of her thoughts. Perception is the identification, interpretation and organisation of information that is sensory so that one can understand and represent the environment (Martin, 2012). Furthermore, it can be defined as a set of subconscious cognitive processes of the brain that detects, interprets, relates and searches cognitive information in the brain. Thus, it mainly relates to the nervous system (Martin, 2012). The major disturbances in perception that can be observed are hallucinations and delusions. The interpretation of the senses is based on asking questions and observing the behaviour and movements of the patient. First off, we can ask her if she has some powers so that we can determine delusions of grandeur, reference or persecution. Annabelle believes that children are falling. Moreover, she is determined to ask for forgiveness from the nurse. She has auditory hallucination because she asks the nurse to shut up as if there is someone that she is listening to (Nordgaard and Parnas, 2012). An understanding of Annabelles sensory misperceptions can help the assessors to be keen on specific areas so that the characteristics are determined. For instance, the nurse may ask her to describe the nature of the things that she is seeing or feeling. This way, we may classify her delusions and hallucinations (Nordgaard and Parnas, 2012). Because she has auditory hallucinations, I may ask further questions. For example, when do the voices come? Are they clear, loud or subdued? Do you recognise the sources? Are they unpleasant or they are just good? And many others. Delusions would also attract questions like the sources and the reasons why she believes so. The further probe helps us interpret the sensory changes that Annabelle is having and thus propel us closer to the right diagnosis and interventions(Emedicine.medscape.com, 2016). Mood refers to the general state of emotions from the clients subjective point of view, and involves the feelings that are present during the examination time and a few days or hours preceding it. Additionally, it is assessed by a direct questioning of the patient and recording a verbatim answer (Thompson, 2016). On the other hand, affect is the objective examination of the immediate expression of emotions that is flows with the interview (Thompson, 2016). Annabelles mood is a mixture of fright and anxiety. In terror, she looks at the ceiling and then reverts to smiles and giggles after a short while. This mood is not stable and changes over time. When the other two nurses and a guard enter the room, Annabelle looks at the ceiling then later begins to sob in despair, in a mood that is sad after telling them that the children have been hurt. Moreover, her speech describes her mood (Crighton, 2011). It is pressured, loud and rapid. Here, it describes an anxious mood (Cummings, 2014). The qualitative description of Annabelles affect is that it is elated, suspicious and aloof. It can also be described as fearful and anxious. Furthermore, she exhibits a full range of emotions according to the expression of the feelings outwardly. For example, she sobs when depressed about the children and giggles when thinking of a good thing. Her emotional reactions change quickly and are somehow labile because of the time taken for tears to come out. Again, her affect is appropriate and compatible to the ideas, the thought content and the motor activities that she exhibits (Hooper, 2014). Also, it is consistent with the mood that she has. Therefore, the domain of the appropriateness to the situation and content is confirmed as far as affect is concerned. Thus, Annabelles mood and affect are congruent with her condition and its expression. Annabelles general appearance is not as expected of a young adult especially a lady who has been in college. She has a jeans that is dirty and a t-shirt. She walks barefooted. This is an indication of the inability to take care of herself. The hair that is decorated in blue and yellow is matted and unkempt. Moreover, it shows how careless she has become lately due to her mental condition (Varcarolis, Halter and Varcarolis, 2010). The dressing is not appropriate for her considering that she is 22 years old. Again, she appears restless, bizarre, and tense in her posture. Moreover, she rarely takes a sit unless her mother convinces her. She wrings her hands as she paces around the corridors. Her facial expression is fearful and elated, as evidenced by the refusal to follow a nurse but just the mother. Furthermore, she has an increased psychomotor activity (Australian College of Mental Health Nursing 41st International Mental Health Nursing Conference - Mental Health Nurses: shifting cul ture, leading change, 2015). Her actions are also spontaneous because she just giggles and then sobs after a few minutes. Again, she quickly tells the nurse that it is not in her veins. Her motor activities are also appropriate considering that she moves around and wrings her hands. However, there are no tics present (Varcarolis, Halter and Varcarolis, 2010). Annabelles behaviours are bizarre. First, she is not oriented to time, place and person. Additionally, she repeatedly wrings her hands. Her gaze and manner are evidence of fear and intrigue. Again, there is sudden show of happiness through light laughter and then she sobs after staring at the ceiling. Other evident behaviours are delusions and hallucinations. Here, she hears sounds that even prompt her to guard her hears. She also believes that children are hurt and people may be falling. These behaviours are generally described as being bizarre (Varcarolis, Halter and Varcarolis, 2010). References Australian College of Mental Health Nursing 41st International Mental Health Nursing Conference - Mental Health Nurses: shifting culture, leading change. (2015).International Journal of Mental Health Nursing, 24, pp.1-49. Crighton, D. (2011). Risk assessment: predicting violence.Evidence-Based Mental Health, 14(3), pp.59-61. Cummings, J. (2014). The one-minute mental status examination.Neurology, 62(4), pp.534-535. Emedicine.medscape.com. (2016).History and Mental Status Examination: Overview, Patient History, Mental Status Examination. [online] Available at: https://emedicine.medscape.com/article/293402-overview [Accessed 4 Jan. 2016]. Faber, R. (2011). The Neuropsychiatric Mental Status Examination.Seminars in Neurology, 29(03), pp.185-193. Hooper, L. (2014). Mental Health Services in Primary Care: Implications for Clinical Mental Health Counselors and Other Mental Health Providers.Journal of Mental Health Counseling, 36(2), pp.95-98. Martin, D. (2012).The Mental Status Examination. [online] Ncbi.nlm.nih.gov. Available at: https://www.ncbi.nlm.nih.gov/books/NBK320/ [Accessed 4 Jan. 2016]. Nordgaard, l. and Parnas, J. (2012). Poster #71 Reliability Of The Assessment Of Subjective Experience And Of Mental Status.Schizophrenia Research, 136, p.S211. Thompson, J. (2016).A Practical Guide to Clinical Medicine. [online] Meded.ucsd.edu. Available at: https://meded.ucsd.edu/clinicalmed/mental.htm [Accessed 4 Jan. 2016]. Varcarolis, E., Halter, M. and Varcarolis, E. (2010).Foundations of psychiatric mental health nursing. 1st ed. St. Louis, Mo.: Saunders/Elsevier.